Don't let health insurance 
drive you bananas.

Serving Your Health Insurance Needs

David Kerlin here with Lakeview Benefits. I know from personal experience, the true value of good health insurance and how important it is to secure the right benefits for your family’s healthcare needs and budget.


As an Independent Benefit Specialist, licensed in Pennsylvania, Maryland, and Delaware, I’ve spent the past 14 years helping people navigate their health insurance options. I consider it a privilege to serve your health insurance needs, and I’m here to make sure you feel supported every step of the way.


Recently, someone asked me, “What is Lake View?” And I realized—it’s more than just a name.


It’s a way of doing things.


When you’re out on the lake, it’s a different attitude. Everyone’s kind. People wave. You help each other out. That’s the feeling behind Lake View Benefits.


I chose the name because I want to bring that same calm, helpful energy to something that usually feels stressful, navigating health insurance.

For the past 14 years, I’ve been helping people find peace of mind, not just policies. My goal is simple: don’t let healthcare drive you bananas. - David Kerlin

Don't let health insurance drive you bananas.

Meet David Kerlin from LakeView Benefits, the guy who really means it when he says health insurance doesn’t have to make you crazy. David often hands out bananas as a friendly reminder that navigating healthcare can actually be simple (and even a little fun) with the right help.


You can find David out in the community throughout 2025, answering questions, sharing smiles, and helping people feel confident about their coverage.


Catch him at:

Roots Market – most Tuesdays

Southern Lancaster County Community Fair Association

Milan of-Schock Library

Quarryville Library Center


Stop by, say hello, and grab a banana, because at Lake View Benefits, finding peace of mind with your health insurance should feel as easy as a day at the lake.


* Check the events page for exact days and times.

David Kerlin, Your Insurance Agent near Mt. Joy PA

At Lake View Benefits, our priority is to understand our clients’ needs thoroughly. While some prefer face-to-face consultations, we also offer, phone consults, along with Zoom sessions for added convenience. Our approach involves delving into your requirements, medications, and budget to explore tailored options. Many clients approach us with knowledge of plans that have worked for others, but David’s expertise and commitment to staying updated on industry changes enable him to guide you effectively. Whether you’re an individual, family, or business, David strives to find the perfect health insurance solution. 

As independent insurance specialists, our services are free; we prioritize our clients’ needs over any affiliations with insurance companies. David is dedicated to ongoing education and product knowledge for health care, medicare and life insurance plans in Pennsylvania, Delaware, and Maryland.


Our mission is to simplify the complex world of insurance, making it easier for you to navigate. We break down policy details, explain coverage options, and assist with enrollment, ensuring you have a clear understanding of your benefits. From health insurance to Medicare and life insurance, David provides comprehensive assistance. For example, many are unaware that life insurance not only safeguards your legacy and assists with end-of-life expenses but also improves your quality of life in specific health scenarios. Life insurance can offer financial support while you’re alive, providing an added layer of security.


If you’re seeking recommendations for health insurance companies, Medicare, life insurance providers, or affordable options for prescription medications, we’re here to help.


Our preferred choices include Aetna, Capital Blue Cross, Highmark, United Healthcare, Wellcare, along with some others. For more information, explore our website and schedule a complimentary consultation, either in-person, by phone, or via Zoom.


Thank you for allowing us to serve your needs.

David

Serving Your Health Care and Insurance Needs

Under 65 and need health insurance?

Some of the products I offer:

  • The Pennsylvania Healthcare Exchange (Pennie) – Buy according to your budget
  • United Healthcare Short Term Health Plan – Enroll anytime of the year

Medicare Help and Advice at no cost to you!

  • Listening to your needs and explaining your options
  • Providing One on One service in person or virtually
  • Turning 65? Or just want to schedule for the 2025 Open Enrollment Period – runs October 15 – December 7, 2025

Life Insurance for your changing needs

National Life Insurance Co.

What our clients say

Helpful and patient, knows the Medicare supplement/Advantage options. He is willing to match the right coverage to your needs.

Pete Petroski

Google Review

David is personable and helpful in finding Medicare benefits to suit your needs and fits your budget. Go see Dave for your Medicare needs!

Carol Mcnamee

Google Review

Help with pennie was priceless!

John Gbur

Google Review

So I had no idea so much changes for your health care needs when you turn 65. I thought my dad's simple question of, can you help me with this health insurance? would be an easy fix. I was beyond wrong. This is where David stepped in and made it all make sense. He was an incredible help and gave me confidence that we would get my dad all straightened out. Here we are a few months later... And everything is great...My Dad's even saving a few bucks on his prescriptions! Thanks David! Highly recommend!

Jennifer Trimble

Google Review

My husband and I were pleased with the how well informed David was at our initial visit. He answered all our questions and helped us choose plans that we have found to be perfect for our needs.

Diana Thomas

Google Review

Thanks dave kerlin for your help and guidance choosing the right health insurance for my retirement your expertise and knowledge made the process easy

Douglas Gerber

Google Review

David is a very knowledgeable, trustworthy & caring person. He will help you save money and get the most from your insurance. He makes it easy and goes over and above to get the details taken care of. I appreciate the time he takes to answer questions and always follows up with you. 

Brian Bohanick

Google Review